Healthcare Crisis in America

Healthcare is one of the biggest problems in the country. Every day, millions of Americans are going without quality healthcare. This report will address the problem and show you a simple solution to get immediate savings on many of your medical and dental expenses, even if you are uninsured or underinsured.

If you watch TV, read the newspapers, or surf the internet, you've seen the topic of healthcare in the media. It seems there's something in the media every week about the topic of healthcare. The United States of America has one of the best healthcare systems in the world and yet so many people in this country go without quality healthcare.

Healthcare

It's getting harder and harder to afford good healthcare

Healthcare Crisis in America

Recent studies show that there are 44 million Americans with no health insurance. In addition to this, there are 70 million people that are underinsured. The federal government is constantly working to solve this growing problem, but unfortunately, it increases year after year.

The federal healthcare plan never got off the ground

The best effort so far was an attempt to create national healthcare for all Americans. Congress refused to approve this proposal and the issue has been on the shelf for several years now. Maybe one day a national healthcare system may surface, but no time in the near future.

Then individual States tried to fix the healthcare system

After the federal government's attempt to regulate healthcare was placed on the back burner, more states created their own state-specific healthcare regulations. Today, there are hundreds of regulations nationwide for healthcare. The more regulations each state requires, the more the cost for health insurance goes up, making it harder for people to afford.

Over 1 million people filed bankruptcy in 1999... 40% of them were related to medical bills!

Just two years before, in 1997, only 28% of the bankruptcies were related to medical bills. What's happening here folks? Why the dramatic increase of bankruptcies due to medical bills? Why is this happening in a country that has one of the best healthcare systems in the world?

The uninsured vs. the underinsured

Harvard law professor, Elizabeth Warren, did a study about the rise in bankruptcies due to medical bills. The results of this study revealed that most of these medically related bankruptcies were filed by people who actually had health insurance.

She stated that underinsurance was a far bigger problem, as opposed to people who were not insured. No health insurance plan is designed to pay for everything. There are always limitations, exclusions and waiting periods that will leave you financially responsible for these out of pocket expenses. Unfortunately, many health insurance policyholders neglect to review these issues and are surprised at the time of their claims. As a result, they get whacked with an OOPS! - Out-Of-Pocket-Surprise! - which often means bankruptcy.

Healthcare Crisis in America

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The Health Care Crisis - and a Solution

We are presently facing a health care crisis that is getting more dire every day. Health care costs are increasing so rapidly that many companies who offered free health insurance to their employees are now passing a lot of the high cost on to their employees. Other employers are dropping their health care plans altogether because they have become too expensive. Millions do not have health insurance because they can't afford the premiums.

There are many reasons that this situation is escalating out of control.

Health Care

One reason is that the primary emphasis is on treatment of the symptoms of disease. There is too little emphasis on prevention of disease.

Most people don't take care of themselves well enough, partially due to insufficient knowledge on how to prevent disease. Many people tend to eat too much and exercise too little. Many others have habits which impact their health, such as alcohol or tobacco.

We have an aging population. We live longer, but require more health care to accomplish that, partially due to insufficient attention to our health in earlier years.

Health care insurance encourages people to neglect their health because they think they can rely on a quick fix when they need it.

Medical choices are often made by others in the name of the patient, rather than the patient being involved in the financial and medical choices.

Many insured patients tend to overuse medical resources since those resources appear to be free or almost free, masked by the cost of the insurance.

What is the solution to this ever-expanding problem? How do we bring health care costs under control and make a better life for people?

There are many facets to the solution, but the most important part is disease prevention. Many of the nation's biggest health problems can be prevented with proper knowledge and proper habits.

The emphasis for health care needs to be shifted from treating disease to prevention of disease. We need to stop disease before it manifests. This will not eliminate the need to cure disease, but it can diminish that need significantly. One very important by-product of this is a healthier population.

Now that we know the solution, how do we implement it?

It is implemented through proper health education. The knowledge of how to prevent disease has existed for thousands of years. The knowledge has been largely ignored, to our detriment. People got used to the idea of taking pills to treat the symptoms of disease rather than taking proper actions to prevent disease in the first place. This fostered bad habits and people increasingly lost the inner knowledge of what was good for their health and what was bad for their health. People began to crave junk food and a sedentary lifestyle - the opposite of what was good for their health.

How do we gain the proper health education and restore the inner knowledge to help guide our journey to better health? Ayurveda, the science of life, provides a wealth of information for restoring better health and balance to our systems. You can get more information on health at http://www.mindxpansion.com/health/. You can also check the balance of your own system or get a comprehensive Ayurvedic Analysis at http://www.mindxpansion.com/ayurvedic/. The solution to this momentous problem lies in the hands of each one of us. Start doing your part today and you will reap the benefits for many years to come.

The Health Care Crisis - and a Solution

Tim Larson developed the first computer program on Ayurveda. His mix of the ancient secrets of Ayurveda with the modern technology of computer programming brought a new interactive experience of Ayurveda, custom-tailored for the user. You can find more information about health at http://www.mindxpansion.com/health

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